B-Care Lite Product

"Guided Healthcare. Better Care. Lower Costs."

A digitally managed primary healthcare membership that gives our customers and their families cashless access to quality medical care, plus tele-consultation access for their entire family. Healthcare journey starts with a BIMA Doctor, ensuring appropriate advice, better clinical outcomes, and lower overall healthcare costs.

B-Care Lite for Customers & Family

Our guided healthcare model ensures that you receive medical advice right when you need it. By consulting with a BIMA doctor first, you get tailored recommendations and efficient care pathways that save time and reduce medical expenses.

With cashless access to primary healthcare services, family tele-consultations, and specialist network support, B-Care Lite provides comprehensive everyday medical protection.

Key Features & Services

Complete healthcare support designed for your everyday wellness

24/7 BIMA Doctor

BIMA doctors are available 24/7, every day of the year for instant medical guidance.

Unlimited Consultations: Connect with qualified General Physicians via our dedicated helpline 042 111 11 2462.

Licensed Professionals: All our General Physicians are PMDC-licensed MBBS doctors trained to deliver high-quality teleconsultations.

WHO & PMDC Aligned: Our panel of doctors follow the WHO SOPs of telemedicine, fully aligned with PMDC guidelines.

Specialist Access: BIMA subscribers get appointment-based access to specialist doctors, including Gynecologists, Pediatricians, Dermatologists, Nutritionists, Internal Medicine specialists, Physiotherapists, and Mental Health experts.

BIMA Physical Clinic

Access in-person medical care at the dedicated BIMA physical clinic located in Bahria Town, Lahore for comprehensive physical examinations.

On-Site Care: Specialist consultations, OPD services, and pharmacy facility available on-site.

Convenient Scheduling: Planned consultations with the right specialist can be booked easily through our helpline.

Cashless Medicine & Lab Tests

Free Home Sampling: Cashless diagnostic lab tests with free home sample collection convenience.

Lab Discounts: Up to 40% discount on essential diagnostic lab services.

Medicine Savings: Discounted medicines delivered through approved doctor pathways (Up to 10% discount).

B-Care Lite Product Plan Details

Get affordable, quality healthcare product coverage

Monthly Plan Fee PKR 600 / Month

Benefit	Coverage	Limit
24/7 BIMA Doctor GP & Specialists	Unlimited	Always included
External GP & Specialists Consultation	Referred/endorsed by BIMA Doctor	PKR 6,000/year (PKR 1,000/month cap)
Diagnostic Tests	Referred/endorsed by BIMA Doctor	PKR 6,000/year (PKR 1,000/month cap)
Medicines	Approved pathway by BIMA Doctors	PKR 3,000/year (PKR 500/month cap)

Terms & Conditions – B-Care Lite Product

At BIMA, we value transparency and trust. Please take a moment to read our terms and conditions to understand our commitment to providing reliable healthcare service.

Read Official T&Cs Document →

Product Terms & Medical Guidelines

Medical services under B-Care Lite begin with a consultation from a BIMA Doctor via dedicated helpline 042 111 11 2462.
External consultations, diagnostic tests, and medicine reimbursements/cashless support require prior referral or endorsement by a BIMA Doctor.
Subscribers have access to unlimited general physician consultations 24/7, 365 days a year.
Specialist consultations are available on an appointment basis following primary GP triage.
Limits for external consultations (PKR 12,000/year capped at PKR 3,000/quarter), diagnostic tests (PKR 20,000/year capped at PKR 5,000/quarter), and medicines (PKR 20,000/year capped at PKR 5,000/quarter) apply per active subscription.
Physical clinic services are located at Bahria Town, Lahore. Appointments can be scheduled through the customer support helpline.

View Complete Official Terms & Conditions Document →