About Bima

Our groundbreaking model combines the power of mobile technology with a unique agent-led approach to consumer education to bring insurance to emerging markets.

BIMA has been providing mobile health services to people across the globe since 2010. BIMA uses technology to deliver vital, affordable, and easy to use insurance and digital health products. BIMA Pakistan was launched in 2015 and is providing its customers 24/7 access to doctors, home delivery of medicines, discounts on lab tests and coverage for hospitalization. We work in partnership with Jazz & Alfalah Insurance to widen access to insurance amongst underserved communities.

Senior Managment Team

BIMA Logo

Gibron Khalil

Country Manager

Gibron joined BIMA in April 2021 as head of Sales and Training department. Gibron has over 13 years of experience in sales, digital insurance products, Brand & marketing operations mostly in Telecom sector.

Before joining BIMA, Gibron was Assistant Director Products managing Insurance department, and in Marketing he was managing Media planning and Brand Activations & Operations for Easypaisa. Gibron holds bachelor’s degree in business management.

Fahad Javaid

Dr. Hina Ghole

Chief Medical Officer 

Dr. Hina, leads the mHealth department of BIMA. She has more than 10 yrs. of experience in Primary care and has profound knowledge in patient’s safety and quality healthcare. Prior to BIMA, Dr. Hina worked in Sehat Kahani as their Lead (Monitoring, learning & Evaluation) where she played a crucial role in developing telemedicine policies & processes for standardizing quality healthcare provision.

BIMA Logo

Tahir Nawaz

General Manager Service Operations 

Tahir joined MILVIK in June 2016 and he is responsible for overseeing Customer Services, claims and quality of service delivery for BIMA Pakistan customers. His role ensures that all BIMA teams are delivering outstanding after sales service and that customers.

Tahir is gold medalist in MS Project Management. Before joining BIMA, he worked at PTCL, where he was leading quality and training.

BIMA Logo

ANUS MAQBOOL

Head of Finance

Anus boasts a decade of versatile experience in investment and financial analysis, cash flow optimization, and treasury management. He’s collaborated with renowned entities such as MILVIK BIMA, Sharif Group, and Falcon Group – UAE.  Anus holds the designations of Chartered Management Accountant (CMA) and Public Finance Accountant (PFA)

Fahad Javaid

Umair shahid

Head of Admin & HR

Umair joined MILVIK BIMA in January 2021 and he is responsible for overseeing the Human Resources and Administration. With over 12 years of HR experience, including roles at Fauji Foods Limited, he’s dedicated to employee well-being and strategic partnerships. Umair holds dual degrees in Business Administration.

BIMA Logo

Ibtesam Ali

Head of Information Technology

Ibtesam joined BIMA in Nov 2020. He is the Head of IT for BIMA Pakistan. He is responsible for managing the whole IT and its Infra Structure.

He has over 11 years of experience working in IT sector for different reputable organizations and has worked under multiple domains as IT support Engineer, Software Developer, Technical project manager and now as Head of IT.

Fahad Javaid

Ahmad Junaid

Head of Sales

Ahmad, a seasoned professional with over 18 years of diverse experience in Sales and Customer Services, joined BIMA in March 2019 as Senior Manager. Currently serving as the Head of Sales, he leads a dedicated team, driving successful sales initiatives and contributing to the organization’s growth while maintaining a strong commitment to delivering optimal customer experiences.

How we help

We offer a range of services that help customers manage their own health. We educate customers through tailored health programmes. We provide unlimited access to qualified doctors.

We support with medication advice and discounts to cover health costs and if the worst should happen our insurance policies offer cashback to help cover health expenses.

Our services have made a huge difference to the lives of people across the world.

Hear from our customers